Franchise and Independent dealers will find that our Platinum "Exclusionary" Coverage will exceed your customers' needs and expectations.
- "Exclusionary" Coverage for New and Used Vehicles.
- Current +4 Model Years (New) and Current +7 (Used)
- $100 Standard Deductible / Options: $0, $50 and Disappearing Deductible
- Sale Date of Contract
Over 1,000+ Covered Parts
- 24-7 Roadside Assistance / Towing / Car Rental / Trip Interruption
- Reinsurance/Retrospective Commission Programs
- All programs fully insured by a member of the Nationwide® Insurance group, rated A+ XV (Superior) by A. M. Best Company.
Offering three levels of comprehensive coverage for high mileage long term used vehicle.
- Powertrain, Classic, and Premium
- Current +9 Model Years- High Mileage Vehicles up to 150,000
- $100 Standard Deductible / Options: $0, $50 and $200
- Sale Date of Contract
- 24-7 Roadside Assistance / Towing / Car Rental
- Reinsurance/Retrospective Commission Programs
- All programs fully insured by a member of the Nationwide® Insurance group, rated A+ XV (Superior) by A. M. Best Company.
If your Vehicle is stolen or in an accident resulting in a total loss, the difference between the Actual Cash Value (ACV) of your Vehicle and the amount of money you owe on your Finance or Lease Contract is called the "GAP."
If your Recreational Vehicle is stolen or in an accident resulting in a total loss, the difference between the Actual Cash Value (ACV) of your Recreational Vehicle and the amount of money you owe on your Finance or Lease Contract is called the "GAP."
Welcome toPhoenix American
Exceed your customers' needs and expectations with the quality, integrated technology, and unsurpassed customer service of Phoenix American's vehicle protection products.
Since 1985, Phoenix American has been a leading brand in the Vehicle Service Contract (VSC), Guaranteed Asset Protection (GAP) and customer benefits industry.
Let our knowledge of the motor vehicle service contract industry, and our long-term partnerships with members of the Nationwide® Insurance group, protect your customers against the rising costs associated with unexpected mechanical breakdowns and the total loss of their vehicle
- We offer the best Private Label
- optimized dms integration
- real-time claims information
Services and Benefits
Who we are
Established in 1985, Phoenix American is dedicated to developing, insuring and administering automobile and recreational Vehicle Service Contract ("VSC") programs, as well as Guaranteed Asset Protection ("GAP") Waivers, loss prevention products and other ancillary products.
From the beginning, we have maintained a clear vision of where we are going as a company and the goals we want to accomplish along the way. We combine superior customer service, corporate integrity and responsiveness to the needs of our customers along with the outstanding financial strength of the Nationwide® Group of Companies. All our VSC, GAP Waiver, loss prevention programs, and most ancillary products are 100% insured by members of the Nationwide group of companies. The result is that Phoenix American provides the finest and most financially sound VSC, GAP Waiver, loss prevention and ancillary products available in today's market.
Contact Us For More Information
Over 35 years of partnership with a member company of the Nationwide® Insurance group ("Nationwide") to insure all our products and programs.
Active Years
Happy Customers
Dealers
Claim Amount Paid ($)
Product Offering
Platinum Care+
- Named Component
- 24/7/365 Emergency Roadside Assistance
- Expense Reimbursement
NEWPlatinum Care+ Wrap
- Named Component
- 24/7/365 Emergency Roadside Assistance
- Expense Reimbursement
POWERTRAIN
- Named Component
- 24/7/365 Emergency Roadside Assistance
- Expense Reimbursement
CLASSIC
- Named Component
- 24/7/365 Emergency Roadside Assistance
- Expense Reimbursement
PREMIUM
- Named Component
- 24/7/365 Emergency Roadside Assistance
- Expense Reimbursement
MOTORHOME
- Named Component
- 24/7/365 Emergency Roadside Assistance
- Expense Reimbursement
TRAVEL TRAILER
- Named Component
- 24/7/365 Emergency Roadside Assistance
- Expense Reimbursement
COACH
- Named Component
- 24/7/365 Emergency Roadside Assistance
- Expense Reimbursement
AUTO GAP
- Named Component
- 24/7/365 Emergency Roadside Assistance
- Expense Reimbursement
RV GAP
- Named Component
- 24/7/365 Emergency Roadside Assistance
- Expense Reimbursement
How Phoenix American Works
- 01Step OneBring your car to a Licensed Repair Facility.
- 02Step TwoRepair Facility gets the Authorization to work on your car
- 03Step ThreeRepair Facility gets paid for the approved work done
- 04Step FourDrive away happy
VEHICLE SERVICE CONTRACTS
AUTOMOBILES AND RVS
Start offering coverages that include 1,000+ partsARE YOU LOOKING FOR
F&I PRODUCTS?
Include our Guaranteed Asset Protection Products